"Big enough for all your insurance needs.  Small enough to know your name."


 

Homeowners InsuranceHome Insurance

SPECIAL COVERAGE - COMPETITIVE RATES COVERAGE AVAILABLE FOR COASTAL PROPERTY
LOW DEDUCTIBLES

The Norwood Agency, as an independent agent, represents many property insurance companies, and we are able to find the best insurance company for your specific needs. If you would supply us with the information shown below, we would be happy to provide you with a free quote. Click here

 

FLOOD INSURANCE

By far, your home is one of your most valuable possessions. But every year, more homes in the United States are damaged by flood than by any other natural disaster.

Fact: Flooding can happen in many forms; river, coastal, urban and flash floods.

Fact: 20-25% of flood insurance claims come from the low to medium flood-risk areas. Don’t think you have to live by the ocean to be able to buy flood insurance. In September 1999 Hurricane Floyd caused an estimated $500 million in flood damage alone to the western area of New Jersey.

Fact: Homeowner Policies DO NOT cover flood losses.

Fact: Mortgage lenders, by law, require flood insurance on all federally-insured mortgages and loans on buildings that are located in special flood hazard areas.

Fact: You may be eligible to purchase a "Preferred Risk" policy for as little as $106.00 a year!

DON'T WAIT . . . FIND OUT MORE ABOUT FLOOD INSURANCE TODAY

 
"TIPS OF THE TRADE"
  • Insure your home & contents for replacement cost
  • Keep your plumbing, electrical & heating systems up to date
  • Repair/replace any wear & tear that becomes evident - don't rely on the Homeowners Policy as a maintenance policy
  • Insure high valued items