"Big enough for all your insurance needs.  Small enough to know your name."

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What are the odds that someone might sue you for more than $1,000,000?

It's easy to agree that there is only a very small chance that something like this could happen.  However, as we read the newspaper and watch television news, we hear of events every day that result in massive lawsuits and substantial awards.  In some cases, instances of simple carelessness have resulted in huge financial penalties.

What would happen if you faced such a suit?  Your first priority would be to submit a claim under the appropriate auto, homeowner, boat or recreational vehicle policy.  While these polices provide hundreds of thousands of dollars of liability protection, they can fall short when lawsuits involving injuries or death are filed.

An Umbrella Liability Policy offers higher limits of protection where your other policies stop.  The premium for such coverage is often surprisingly low.  Could we provide you with a quotation for such coverage?  Please call us.

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